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RBI Governor expects deposit rates to ease but that may not be easy

RBI Governor Sanjay Malhotra anticipates deposit rates will moderate, mirroring the central bank's 125 basis point policy rate reduction. He noted that real interest rates remain high despite nominal rate decreases, benefiting both borrowers and savers. Data shows a 105 basis point decline in weighted average domestic term deposit rates, though bankers suggest further reductions are limited.

6 Dec 2025 12:26 am