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The Economic Times

Business / The Economic Times

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Credit-deposit ratio of banks rises to 82 percent: Report

India's Credit-Deposit ratio has risen significantly, indicating robust financial development and economic growth. Banks have demonstrated a strong recovery post-pandemic, with asset growth rebounding sharply. Deposits and advances have expanded considerably over two decades. Public Sector Banks are regaining market share, reflecting renewed lending appetite. Banking employment has nearly doubled, with a shift towards higher-value roles.

12 Jan 2026 5:58 pm