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The Economic Times

Opinion / The Economic Times

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Sabka Bima, Sabki Raksha? Why 100% FDI alone wont fix Indias insurance problem

India's 100% FDI in insurance aims to boost competition and innovation, but faces challenges. Existing market saturation and the need for scale may deter new entrants. Crucially, improving claim settlement fairness and efficiency is vital for building public trust and ensuring the reform's success.

8 Feb 2026 11:03 pm