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Q&A - Interviews News

The Economic Times

Q&A - Interviews / The Economic Times

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'SIP is not an investment asset': CA explains why most people are doing it wrong

Many Indians believe Systematic Investment Plans, or SIPs, ensure financial security. However, expert Nitin Kaushik warns this is a misconception. He explains that while SIPs build a savings habit, they are not an investment asset. Investors must actively review their mutual fund choices annually. This strategic approach, not just consistent investing, is key to wealth creation.

27 May 2026 2:04 pm