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The Economic Times

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Homebuyers face higher credit check costs heres why fees are rising now

Homebuyers credit check costs explained: Homebuyers face escalating credit check fees, with tri-merge reports expected to jump 40-50% by 2026. Lenders require reports from Equifax, Experian, and TransUnion for mortgages sold to Fannie Mae and Freddie Mac. The Mortgage Bankers Association is urging a single credit report option to mitigate these rising costs.

27 Feb 2026 7:38 pm