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The Economic Times

Personal Finance / The Economic Times

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Should I choose a longer home loan tenure or repay faster?

ET Wealth Reader's Query: I am 32, recently married, and both of us are working in Mumbai. I plan to buy our first home, costing about Rs 2 crore. Should we opt for a longer home loan tenure or repay aggressively to become debt-free sooner?

22 Feb 2026 11:00 am