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The Economic Times

Personal Finance / The Economic Times

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Rising global rates: Why your EMIs may not spike

Loans would get costlier if and when the RBI hikes interest rates. In floating-rate loans, EMIs would rise even for existing loans. However, the RBIs next rate-hike cycle would be shallow. High global bond yields or interest rates matter for the RBI, but they are not the decisive factor.

14 Sep 2026 6:30 am