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Personal Finance News

The Economic Times

Personal Finance / The Economic Times

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FD rate up to 7.5% for senior citizens investing for ten years; Know list of banks

Senior citizens can still secure FD rates up to 7.5% for a ten-year term with select small finance banks, with a maximum investment limit of Rs 3 crore. Banks deduct TDS if FD interest exceeds Rs 1 lakh annually, but eligible senior citizens can submit Form 15H to avoid this deduction.

14 Feb 2026 7:11 am