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The Economic Times

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RBI proposes new rules to standardise how lenders set interest rates

In a significant move, the Reserve Bank of India plans to establish uniform interest rate guidelines for all regulated entities. This initiative seeks to promote transparency and bring consistency among financial institutions. While the new regulations are not expected to cause major shifts in loan EMIs or integrate NBFCs into the external benchmark framework, they will standardize operational practices and reinforce consumer protection strategies.

5 Aug 2026 6:55 pm