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The Economic Times

Markets / The Economic Times

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Gold the fastest moving loan product for banks in January

Gold loans surged 128% year over year, while renewable-energy lending rose 62%. Export credit declined 17.2%. Total bank credit increased 14%, outpacing deposit growth. Retail loans grew 15%, corporate lending improved to 12%, and the gems-and-jewellery and engineering sectors each posted 36% growth. Overall credit expansion now exceeds deposits.

28 Feb 2026 9:53 am