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Senior citizen FD rates August 2026: Equitas, Shivalik, Jana, Ujjivan offer up to 8.50%; Check the full list

Prominent small finance banks such as Equitas, Shivalik, Jana, Ujjivan, ESAF and Suryoday offer senior citizens FD rates of up to 8.50% in August 2026. Compare tenure, liquidity, tax impact and deposit insurance before investing, and seek advice from a certified financial adviser if needed.