The Economic Times

Start by saving Rs 5,000 a month in your 20s can give you Rs 35 lakh by 40. CA shares the math of starting small

Financial freedom is built through early, disciplined savings. Starting modest savings in your 20s can lead to significant wealth by your 40s. CA Nitin Kaushik emphasizes that time is the most valuable currency. Avoiding the 'disposable lifestyle' and the 'comparison tax' is crucial. Emergency funds provide power and peace of mind.