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The Economic Times

Economy / The Economic Times

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Pace of gold loan expansion slows as banks adjust to new regulations

Bank gold loans grew significantly, though at a slower pace. Personal loans also saw increased growth, driven by housing and vehicle financing. New regulations adjusted loan-to-value ratios and repayment tenures for gold loans. Housing and vehicle loans experienced notable year-on-year increases in their outstanding amounts. Overall bank credit expanded robustly, with services sector leading the growth.

31 Aug 2026 9:08 pm