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The Economic Times

Economy / The Economic Times

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Insurers mull seeking mutual fund-style expense limits from IRDAI

The insurance industry is currently discussing a tiered expense structure to replace uniform expense limits set by regulators. Smaller insurers are advocating for higher allowable expenses on initial premium bases to facilitate growth. These discussions follow the regulator's proposal to limit the expenses of management for life and general insurers. Industry executives believe a tiered structure can promote competition among insurers of different sizes.

2 Oct 2026 1:50 am