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The Economic Times

Economy / The Economic Times

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Indians opt for higher life insurance cover as average premium rises 43%

Average life insurance premiums rose significantly between FY2021 and FY2025. Policyholders are increasingly choosing higher sum assured amounts for their policies. The proportion of policies with low cover levels has notably declined. Higher value sum assured categories have gained considerable market share. This trend indicates a growing commitment to financial security among policyholders.

14 Aug 2026 7:49 pm