The Economic Times

He earns Rs 3.2 lakh a month but saved just Rs 25,000: CA reveals how his client could build Rs 2.75 cr

A 38-year-old earning Rs 3.2 lakh monthly was saving only Rs 25,000, CA Paaras Gangwal revealed on X. His financial plan included Rs 72,000 EMI and Rs 1.8 lakh in lifestyle expenses. Gangwal helped cap expenses at Rs 1.5 lakh, raise the SIP to Rs 55,000, invest 70% of bonuses and step up the SIP by 10% annually, potentially creating Rs 2.75 crore.