The Economic Times

CA challenges buy your home early advice: Why your 30s should focus on wealth building

CA Nitin Kaushik challenges the advice to buy a home early, arguing that ages 25 to 40 should prioritise asset accumulation. He recommends equity, debt, land, liquidity and secondary income while cautioning that a Rs 1 crore home loan can restrict wealth creation. Kaushik says renting can be rational, land and apartments differ as investments, and side income should fund assets rather than lifestyle expenses.