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Economy News

The Economic Times

Economy / The Economic Times

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Banks offer semi-fixed loans to deploy surplus liquidity

Banks are deploying surplus liquidity through new mortgage products. HSBC and Kotak Mahindra Bank lead with semi-fixed home loan options. These products offer fixed rates for a period before switching. This strategy aims to protect lending margins amid interest rate uncertainty. Surplus funds are also being considered for government securities.

4 Sep 2026 12:59 am