The Economic Times

SSI vs SSDI: How the two disability programs differ - Eligibility, Payments and key differences explained

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) provide financial support to eligible individuals. SSI is designed for those with limited income, while SSDI is based on work history. The maximum monthly payments for SSI in 2026 are $994 for individuals and $1,491 for couples. Recipients of SSI typically qualify for Medicaid, while SSDI beneficiaries become eligible for Medicare after 24 months.