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Mortgage rates fall below 6% to 4-year low will home loan rates drop further?

Mortgage rates have dropped below 6%, making home loans cheaper for buyers. Lower rates can reduce monthly payments and bring more people back to the housing market. However, home prices remain high and supply is still limited. Experts say rates may move slowly, so buyers should not wait too long expecting perfect conditions in the housing market.

24 Feb 2026 3:36 am