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UPI fee to boost banks' revenue, revive card, ATM biz

Banks could gain 70100 crore in quarterly revenue from the reintroduction of UPI MDR, with larger lenders potentially earning nearly three times more. The 0.4% fee on select transactions above 2,000 may also boost card payments and support UPIs long-term financial sustainability.

17 Sep 2026 6:00 am