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RBIs new loan rules: What changes for borrowers and all they need to know

The Reserve Bank of India (RBI) has been tightening lending rules to ensure transparency in borrowing and protect consumers from hidden costs and unethical practices. The changes will benefit borrowers with clearer information regarding loan rates, fluctuating interest rates, electronic lending, and repayment options. However, it is important to note that the directions, which will be called Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026, are proposed to come into effect from April 1 next year. However, borrowers should note a few things. Increased transparency regarding loan costs

1 Sep 2026 4:37 pm