The IPL season provides valuable insights for investors, adding an extra dimension of excitement to watching the matches.

Some ways of using your annual bonus include treating yourself, repaying high-cost debt, emergency fund, upgrading skills, tax planning, financial goals, home loan prepayment, etc.

Patience is crucial for investors during uncertain times, offering long-term returns. Retail investors should prioritize transparency, network building, and understanding market risk to maximize investment potential.

Your plan to step up the SIPs every year to build a downpayment corpus is good as you would have been able to reach around 44-48 lakh with the present monthly investment of 40,000 per month for the next 6 years, if we assume an annual return of 10-12%.

It is still early days in India for passive funds, but without doubt, there is a growing interest.

Balpreet Singh's family opted for structured financial planning under the guidance of a fee-only registered investment adviser

A senior citizen can submit form No. 15 H if the total tax on her income is nil

There are two major share depositories in India: NSDL (National Securities Depositories Limited) and CDSL (Central Depositories Services Limited).

In order to maximise the advantages of demat accounts, new investors need to carefully choose the right depository participant or stockbroker.

Automated trading, also known as algorithmic trading or mechanical trading systems, involves using specialised software backed by algorithms to execute trades at high speed.

Investment is a complex activity, and finding the right investment solutions is even more challenging in current times.

Women in India juggle work and family responsibilities while facing specific health challenges. Specialized health insurance is essential to address issues like stress, reproductive health, and cancer.

It is true that TDS rates on interest and dividend income are different for a resident and a non-resident unitholder.

May is a crucial month for taxpayers with important deadlines including depositing taxes, issuing TDS certificates, filing statements and more.

As per available data, MFs command over 55 trillion in assets and traditional NPS tier-1 funds have assets worth Rs1.75 trillion, while NPS tier-2 funds only have 5,435 crore under its hood.

Gifting shares or bonds through a demat account is a unique gesture symbolising a lasting investment in the recipient's future. It can be done via off-market trades or online platforms provided by brokerage firms.

ITR filing 2024: Salaried individuals can file income tax returns for FY 2023-24 from June after receiving Form 16. The form includes PAN, TAN, salary details, deductions, and tax deducted at source (TDS)

Some banks offer higher interest rates on Fixed Deposits (FDs) compared to Sukanya Samriddhi Yojana (SSY), making FDs more appealing for investors seeking fixed returns

Major financial institutions like Yes Bank, ICICI Bank, and HDFC Bank are implementing changes to savings account charges, credit card rules, and fixed deposit schemes starting May 1, 2024.

Investors can borrow funds from brokers with interest rates ranging from 9-20%, but such leveraged bets also come with higher risks

Critical illness insurance is crucial as it provides financial support in case of serious illness. Buying a standalone policy covering a maximum number of critical illnesses is recommended. Ensure the coverage is at least equal to your life insurance amount

Dematerialisation is the process by which a trader or investor converts physical share certificates into electronic shares. Here's a look at the cost of converting physical shares into electronic form and why you should do it?

If you want the return data to reveal all its secrets, you will need to undertake a factor-based analysis for which historical NAV is needed

The issue is secured and redeemable, rated AA/stable by Crisil Ratings and India Ratings.

Understanding the holding period is crucial for investment success, influencing tax implications, risk management, and overall returns. Investors hold stocks for varying durations based on market conditions and investment strategies, aligning decisions with financial goals and objectives.

There are numerous ways to improve your credit score quickly: paying off your existing debt, paying credit card bills on time, maintaining good credit mix and reducing credit utilisation.

Spends on a travel-focused card earn the cardholder rewards that can be converted into loyalty points of partner airlines or hotels, or can be used to book flights or hotels through the travel aggregator platform of the bank or card issuing company.

To minimize tax liability, retail investors should diversify their portfolio with tax-exempt assets and choose between dividend and growth stocks wisely. Investing in assets with indexation benefits and utilizing systematic withdrawals from equity funds can further reduce tax burden.

Tax filing season is approaching, plan ahead to avoid last-minute hassles. Check ITR form eligibility, residential status, choose tax regime wisely, maintain proper documentation and more.

It is vital to incorporate discussions around credit scores into regular conversations about money and finance.

EPF subscribers anxious over delayed interest crediting; EPFO assures no loss of interest, interest for FY 2022-23 credited to 28.17 crore accounts.

In most cases, ITR filed before 15 June will get a mismatch notice from the IT department due to incomplete data regarding TDS, statement of financial transactions, TCS, etc.

Vishal Khandelwal tries to apply Charlie Munger's investing philosophy in the Indian context

The 53-year-old chemical engineer with a Gujarat-based fertiliser company offers free investment advice to the more than 133,000 members on his Facebook page.

In case the ELSS fund is sold within the specified lock-in period, any impact of tax benefit or deduction claimed at the time of investing of the fund will need to be separately evaluated.

While nominal GDP tends to grow steadily over years or months, the stock market can occasionally surge, even by 12% in a single month. Rapid overnight growth isn't true growth but rather an instance of swelling.

Private credit is rapidly emerging in India as an alternative investment option, offering tailored solutions and higher yields than traditional fixed-income strategies. Despite higher risk, lower default rates in India make investments in private credit viable.

Hitachi Payment Services has launched upgradable ATMs which will enable banks to safeguard their investment and expand their services to include cash deposit facility at a later stage based on their business needs and local market conditions.

Section 54F of Income Tax (I-T) Act allows taxpayers to claim exemption of capital gains tax by buying residential property from the proceeds of jewellery sale

Pig butchering, a form of smishing, is on the rise in India's cyber fraud landscape. Scammers build trust through social media, offering fake job roles and investments to drain victims' finances. Here's how to avoid them

Taylor Swift's new album Tortured Poets Department is a hit among fans. Smart investors can learn from her songs about heartbreak and resilience. Having a backup plan is crucial in the financial world, just like knowing when to move on from bad investments.

When opening a demat account, consider factors like broker reputation, account opening charges, and AMC. Choose brokers with intuitive trading platforms and research tools. Evaluate brokerage fees, customer support, account features, and security measures.

HDFC Bank charges interest rate on its home loan in the range of 9.4 to 9.95 percent per annum. SBI charges a rate that hovers between 9.15 percent and 9.75 percent based on the borrowers CIBIL score.

A loan against your demat shares allows you to obtain credit by using your shares as collateral. This enables you to leverage your investments without having to sell your shares to access the capital. The loan requires no additional collateral beyond the shares already held in your demat account.

Gen Z faces financial uncertainty due to global crises, student debt, and rising costs. A fixed income helps in budgeting, credit building, and planning for the future, empowering them to pursue long-term goals.

To trade futures, ensure your demat account is enabled, understand futures contracts and margin requirements, choose a brokerage platform, fund your trading account, place orders according to your strategy, monitor positions closely, and be aware of the risk of capital loss.

Consolidating your demat accounts involves a straightforward process, provided your shares are unencumbered and you have settled any outstanding payments to your broker.

Providing relief to those taxpayers who failed to link their PAN and Aadhaar by the June 30, 2023 deadline, the Tax Department has relaxed the deadline for imposing penalties and no action will be taken for a short deduction of TDS in case the assessee links his/her PAN with Aadhaar by May 31

While your CIBIL score is a key factor in determining your eligibility for an unsecured loan, banks consider other aspects of your financial profile as well such as your income, employment stability, existing debt obligations, and overall credit history.

Merely taking personal loan is not a positive move for the credit score; it can be good or bad depending on how you manage its repayment.