The Economic Times News

Thinking of refinancing your house in 2026? Heres the big mortgage shake-up homeowners must know

Mortgage refinance 2026: Homeowners are anticipating lower mortgage rates in 2026. Federal Reserve meetings and cooling inflation could create refinancing chances. Experts advise understanding financial baselines and break-even points. Even small rate drops can significantly reduce monthly payments. Careful consideration of closing costs and emergency savings is crucial before refinancing.