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Business / The Times of India

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Gold-backed lending glows in banks' retail books: RBI data

Gold loans are surprisingly leading retail credit growth, soaring 128.5% year-on-year. This surge, partly due to reclassification, now forms a significant portion of personal loans. While housing and vehicle loans also saw healthy increases, unsecured lending grew at a slower pace, indicating a shift towards secured borrowing in the retail credit landscape.

29 Nov 2025 6:33 am